Start your payday loan consolidation application today

A consolidation loan is a popular solution, intended to pay off previously incurred liabilities. Thanks to find this, debt consolidation merged into one, lower and more convenient installment. The borrower who is cut off often faces a dilemma, not “whether”, but “what” consolidation loan will be the best for him. Especially for the unoriented, we have prepared a ranking of the best loans on the market.

1. Consolidation loan in Lamar Bank, for regularly paying off

Lamar Bank dedicates its offer to people who have so far repaid their liabilities regularly. They can lower the current interest rate by up to 30 percent. The Bank accepts various sources of income, not only a contract of employment, but also a contract of mandate and a contract for specific work. The consolidation loan can be up to PLN 200,000. In addition, the bank gives you the opportunity to receive additional cash for any purpose.

2. Pagano Bank’s consolidation loan secured by a mortgage

Customers who are interested in the Pagano Bank offer must have real estate collateral. Here, the minimum loan amount is PLN 20,000, while the maximum is:

  •  80 percent of the value of the property constituting the collateral for the loan – if the consolidation includes a mortgage
  • 70 percent of the value of the real estate constituting the loan collateral – if the consolidation concerns only consumer loans

Pagano Bank limits the number of applicants to 4 and sets the age requirement. People who are 25 years of age or over 75 years of payment on the last installment can apply for credit. The loan term is from 3 to 30 years and can be obtained in tranches or once. In this case, the bank allows repayment of the loan both in fixed and decreasing installments.

3. Bailey consolidation loan with a low annual interest rate

Currently, Bailey offers promotional terms for reduced commission and interest rate, but only until June 28. Consolidation for indebted in this case includes loans: cash, car, renewable, installment and credit cards from another bank. In addition, you can receive additional money, up to 100% of the balance of consolidated liabilities, for any purpose.

In the case of Bailey, you can apply for a loan of up to PLN 180,000 gross, while the repayment period can be extended up to 96 months. The advantage of this offer is the lack of the necessity to open an account at Bailey and the fact that the application can be submitted online.

4. Lloyd Banking Services, i.e. not only mobile telephony

Lloyd Banking Services is a relatively new player on the market, which was created from the merger of Sync with the TMobile mobile telephony operator. The loan does not require an account, but only the bank’s clients have the option of submitting the application online.

You can use it to pay off cash, revolving and credit card loans. It does not require guarantors and securities, but the maximum loan amount is PLN 200,000, and the maximum loan period is 10 years. All formalities have been reduced to a minimum, and the loan is granted in the Polish zloty.

5. Herrer consolidation loan allowing to maintain credibility for BIK

This is an offer proposed by the Herrer financial services comparison engine. Individuals who submit an application through it can receive up to 30% lower interest rate. Thanks to the fact that Herrer sends a query to up to 7 financial institutions, the score in BIK is not reduced.

The decision to grant a loan may be issued after 24 hours and the application is submitted online. The advantage of using Herrer is the lack of fees for submitting the application itself, and the offer is the same as the one received in the bank.


It is no secret that taking out a payday loan at the bank is connected with the need to meet many requirements and it is not so rarely possible to meet with a refusal. Long waiting, filling out a lot of paperwork and frequent visits to the bank’s branch – you certainly do not have to worry about it, choosing to wait for a minute without BIG. These types of payday loans are an ideal solution for people who want to receive money in the shortest possible time and with minimal formalities.

Without submitting a series of various documents, calculating the creditworthiness or waiting for consideration of the application for half the day. In the case of weekend pay, the verification takes place automatically and immediately, and the transfer with the money goes to the borrower’s account even after several minutes from the positive consideration of the application.

The offer of non-bank institutions is also used by people who have been refused for various reasons for granting a bank payday loan. This is not only about indebted people, but also those who do not have creditworthiness. All you need is a negative entry in the Credit Information Bureau to become an insolvent person for the bank. In the case of parabanks, the unfavorable history in BIG or BIK does not prejudge the fact that the potential borrower can not count on financial assistance. Supporters can also count on those who are unable to document their income.

Quick and without formalities

The lack of a certificate of earnings is not a problem for the parabanks. In fact, this document is superfluous in the case of a shortcut. All you need is a valid ID, a bank account and access to the Internet. Online payday loans are therefore a great option also for people employed on the basis of a contract or contract for a specific task. It does not matter how much a person earns, but whether he or she will repay its commitment in a timely manner.

Waivers without BIG – why is it worth it?

payday loans without a BIG do not require the potential lender to be re-certified in the Economic Information Office. In fact, even young people who have never taken credit from a bank can use this offer. The lack of a positive credit history does not, therefore, prevent you from getting a quick cash injection. All you have to do is go to the lender’s home page and select the amount and duration of the liability that interests us. The calculator available on the website will automatically calculate the total cost of the payday loan.

The next step is to erase the short form, where it is required to provide your basic personal data. After sending the application, the data is verified immediately, then a verification transfer must be made to the lender’s account, amounting to a symbolic PLN. After just a few minutes you can enjoy new funds on your bank account, and all this takes place in the comfort of your home, in the day chosen for us and at a convenient time for us. Waivers without BIG allow you to borrow money from a legal source without having to stress yourself. Never ever borrowing was not so easy, convenient and fast.

When is it better to borrow over the Internet?

In the favor of payday debts, it certainly speaks of the fact that you can borrow the amount you need and allocate it for any purpose. It does not matter if the new funds on the account will be spent on the renovation of the apartment, new home appliances, car repairs, trips abroad, holidays in the mountains, the commune of the child or a birthday present for the spouse. You can borrow from several hundred zlotys to even tens of thousands of zlotys.

In many cases, you can even count on receiving a free first payday loan, which is certainly extremely beneficial. payday loans on the Internet do not require going to a fixed facility in order to apply for a payday loan. You do not even have to provide security and certification from your employer. However, this is not the end of benefits. Drum know that thanks to the timely repayment of the commitment, we build our positive credit history and we become more reliable clients. It will be much easier to get another payday loan in the future.

The requirements of the parabanks are certainly not excessive. It is enough to have an appropriate age – usually from 20 to 65-70 years old, have a current ID card, be a Polish citizen and have a permanent place of residence, and have your own mobile phone and bank account in a Polish bank. In fact, it can be said that quick payday pass via Internet is provided as proof. Simple and quick verification of the identity and bank transfer is enough to obtain the desired cash injection.

What should you remember when deciding on a break?

Instant readers via the Internet are available for both young and mature people. As the choice is wide, it is worth clarifying your individual needs, expectations and financial possibilities first. Thanks to this, it will be easier to find the best offer for you. Before submitting an application in a given company, it is worth getting acquainted with at least several other proposals. The financial comparison engines prove to be helpful in this case.

Thanks to them, you do not have to enter each lender’s website separately, but all information is available in a transparent way in one place. Remember to read carefully the terms and conditions of the payday loans, along with their costs. Although online checks are completely safe, it is not the best idea to decide on the first better offer. It should also be remembered that such payday loans are granted for a relatively short period of time, and untimely repayment is associated with additional costs and even entry to the KRD. Therefore, you need to analyze your options well.


Did you get into a difficult financial situation? Would you like to take out a loan but are you in the registry of borrowers? It is no obstacle for us. We will be happy to assist you. We will solve your problems together. Feel free to contact us and get your loan today.


We will Lend you Today even though you are Already in the Registry


Do you need to quickly cover sudden expenses, but the payout money is not enough? We understand that everyone can get into a difficult situation and therefore we will be happy to help you fairly and transparently. You don’t have to be afraid of any hidden fees or incomprehensible contracts. With us, you solve your problems quickly, safely and easily. We offer fast non-bank loans from 3,000 to 150,000.

  • Virtually anyone can borrow from us, just a few basic conditions
  • Our loans are pointless. You can use the money you need
  • Closing the loan is quite simple and is done online
  • You can get your money within 20 minutes in cash at our Prague office
  • You can also close our non-bank loan from the comfort of your home without going anywhere
  • You will receive the money the same day at our branch in cash or we will send it to your account as soon as possible
  • Our contracts are clear and clear and fair terms
  • We are a proven transparent company operating on the market for over 10 years.


We will Lend you Today even though you are Already in the Registry



Feel free to contact us. We will be happy to help you bridge the financial troubles. We’ll get you out of a difficult situation and get rid of your worries.

Just fill in a short application online. We will contact you immediately from our call center. Our operators will help you fill in the application and advise you on what will be needed. You can arrange a short appointment to receive a quick loan of up to 20 minutes in cash.

You can also fill in everything at home and send it with our courier. You will receive your money in the shortest possible time as soon as the request, documents, contract and documents arrive.

We provide quick loans without a registry immediately. Indeed, we know that everyone can get into a difficult situation, regardless of age or status. We are here to help you and get rid of worries.

We always try to accommodate our clients. We appreciate your cooperation. That is why we approach each application individually and consider each application separately.

If you meet our conditions, you have almost 100% confidence that you will get your money today .